Learn How to Apply for 5 Easy Approval Credit Cards in India


Credit is used to decide if you get that loan for the new home or get that new car. There are a lot of credit card options on the market to choose from, but the field narrows when you start to look at credit cards that offer easy approval.

Indian banks offer multiple different options from Visa to Mastercard, from gold to platinum. So it can be daunting to find the right one for you and your financial needs.


So we have pulled together five-card options we think are great cards that will help you build your credit and garner some impressive rewards. 

Learn How to Apply for 5 Easy Approval Credit Cards in India

Easy Approval Credit Cards in India

Trying to determine the right credit card for your needs comes down to understanding the card’s features and benefits as well as the rates and fees. Here is a look at that information for the cards we have chosen as the best options for easy approval.

Citi Cashback Card

The Citi Cashback card is a good fit for those looking to build their good credit into excellent credit. Every single rupee of cashback that you earn for every purchase will never expire, and as an introductory offer, you get auto-credited ₹ 500.


On top of saving at over a hundred stores, you can earn up to ₹3300 a year. The card comes with an APR that ranges from 37.2% to 42%. There is also a ₹500 annual fee. 

Bank Contact Info

Telephone: 1860 210 2484 (India) or +91 22 4955 2484 (international)

HDFC Bank Freedom Credit Card

When it comes to finding a card that is easy to get approval for the Freedom Credit Card is a great choice. It doesn’t require any income documents and brings with it cashback rewards along with many other perks.

 The card has an annual fee of ₹500 and a 50-day interest-free period. Typically the individual that gets approved deals with a 3.49% APR per month. In regards to a cash advance fee, the cardholder will be looking at 2.5%.

Bank Contact Info

Address: HDFC Bank Cards Division, P.O. Box 8654, Thiruvanmiyur P.O., Chennai 600 041

Telephone: 1860 267 6161

Yatra SBI Card

The Yatra SBI card is a great card to build credit, especially if you are a frequent traveler. It offers flexible payments and discounts on domestic and international flights. The point that is earned at a rate of 6 points per ₹100 is good for two years.

When you look at the rates and fees, it is a competitive option as well. The card comes with a ₹ 499 annual fee and a 3.35% monthly interest rate. 

Bank Contact Info

Address: SBI Cards and Payment Services Limited, Unit 401 & 402, 04th Floor, Aggarwal Millenium Tower, E-1,2,3 Netaji, Subhash Place, Wazirpur, New Delhi

Telephone: 1860 180 1290

Axis Bank Neo Credit Card

If you shop a lot online, the Axis Bank Neo Credit card has a lot to offer you. Not only is it a great way to improve your credit, but it offers reward points from online portals like Amazon and Flipkart. 

The card offers 2 points per ₹200 spent. It also has a ₹250 annual fee as well as a 3.50% foreign transaction fee.

Bank Contact Info

Address: Axis Bank Limited, “Axis House”, C-2, Wadia International Centre, Pandurang Budhkar Marg, Worli, Mumbai 400 025

Telephone: +91 22 2425 2525 or +91 22 4325 2525

IndusInd Bank Platinum Card

This credit card from IndusInd bank is another great one for lifestyle perks and travel rewards. You can get things like gold lessons, concierge services, and access to VIP airport lounges across the globe. 

With this credit card, you earn 1.5 points per ₹150 spent. The card has no joining or annual fee. As for interest rates, the monthly charge is 3.83%. Applying for the IndusInd Platinum card is easy and quick.

Bank Contact Info

Address: IndusInd Bank Limited, 2401 Gen. Thimayya Road (Cantonment), Pune 411 001

Telephone: +91 20 3046 1600 – 609

Learn How to Apply for 5 Easy Approval Credit Cards in India


If you’re looking for high quality, easy-to-approved credit cards in India, the options above are some fine choices. It also is a great option for building credit and saving some money on those vacations.

Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.